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{
    "objects": [
        {
            "time": "2023-12-07 11:00:00",
            "attribution": {
                "en": "The Chair (Mr. Peter Fonseca (Mississauga East\u2014Cooksville, Lib.))",
                "fr": "Le pr\u00e9sident (M. Peter Fonseca (Mississauga-Est\u2014Cooksville, Lib.))"
            },
            "content": {
                "en": "<p data-HoCid=\"8133131\" data-originallang=\"en\"> Members, I call this meeting to order. </p>\n<p data-HoCid=\"8133132\" data-originallang=\"en\">Welcome to meeting number 122 of the House of Commons Standing Committee on Finance. Pursuant to Standing Order 108(2) and the motion adopted by the committee on Thursday, September 21, 2023, the committee is resuming its study of policy decisions and market forces that have led to increases in the cost of buying or renting a home in Canada.</p>\n<p data-HoCid=\"8133133\" data-originallang=\"en\">Today's meeting is taking place in a hybrid format, pursuant to the Standing Orders. Members are attending in person in the room and remotely by using the Zoom application.</p>\n<p data-HoCid=\"8133134\" data-originallang=\"en\">I'd like to make a few comments for the benefit of the witnesses and members. Please wait until I recognize you by name before speaking. For those participating by video conference, click on the microphone icon to activate your mic and please mute yourself when you are not speaking.</p>\n<p data-HoCid=\"8133135\" data-originallang=\"en\">There is interpretation. For those on Zoom, you have the choice, at the bottom of your screen, of either floor, English or French. For those in the room, you can use the earpiece and select the desired channel. </p>\n<p data-HoCid=\"8133136\" data-originallang=\"en\">Although this room is equipped with a powerful audio system, feedback events can occur. These can be extremely harmful to our interpreters and can cause serious injuries. The most common cause of sound feedback is an earpiece worn too close to the microphone. We therefore ask all participants to exercise a high degree of caution when handling the earpieces, especially when their microphone or their neighbour's microphone is turned on. In order to prevent incidents and safeguard the hearing health of the interpreters, I invite participants to ensure that they speak into the microphone that their headset is plugged into and to avoid manipulating the earbuds by placing them on the table away from the microphone when they are not in use.</p>\n<p data-HoCid=\"8133137\" data-originallang=\"en\">I remind everyone that all comments should be addressed through the chair.</p>\n<p data-HoCid=\"8133138\" data-originallang=\"en\">For members in the room, if you wish to speak, please raise your hand. For members on Zoom, please use the \u201craise hand\u201d function. The clerk and I will manage the speaking order as well as we can. We appreciate your patience and understanding in this regard.</p>\n<p data-HoCid=\"8133139\" data-originallang=\"en\">I would now like to welcome the witnesses with us today on this study of policy decisions and market forces that have led to increases in the cost of buying or renting a home in Canada.</p>\n<p data-HoCid=\"8133140\" data-originallang=\"en\">We have with us the Honourable Chrystia Freeland, Deputy Prime Minister and Minister of Finance. </p>\n<p data-HoCid=\"8133141\" data-originallang=\"en\">Welcome, Minister. It's good to have you here. </p>\n<p data-HoCid=\"8133142\" data-originallang=\"en\">Along with the minister, we have the deputy minister for the Department of Finance, and that is Mr. Chris Forbes. </p>\n<p data-HoCid=\"8133143\" data-originallang=\"en\"> Welcome, Deputy.</p>\n<p data-HoCid=\"8133144\" data-originallang=\"en\">We will now have time for opening remarks. Then we will get into the members' questions.</p>",
                "fr": "<p data-HoCid=\"8133131\" data-originallang=\"en\"> Chers coll\u00e8gues, la s\u00e9ance est ouverte. </p>\n<p data-HoCid=\"8133132\" data-originallang=\"en\">Bienvenue \u00e0 la 122<sup>e</sup> r\u00e9union du Comit\u00e9 permanent des finances de la Chambre des communes. Conform\u00e9ment au paragraphe 108(2) du R\u00e8glement et \u00e0 la motion qu'il a adopt\u00e9e le jeudi 21 septembre 2023, le Comit\u00e9 reprend son \u00e9tude des d\u00e9cisions relatives aux politiques et des forces du march\u00e9 qui ont men\u00e9 \u00e0 l'augmentation des co\u00fbts li\u00e9s \u00e0 l'achat ou \u00e0 la location d'un logement au Canada.</p>\n<p data-HoCid=\"8133133\" data-originallang=\"en\">La s\u00e9ance se d\u00e9roule en mode hybride, conform\u00e9ment au R\u00e8glement. Les membres sont pr\u00e9sents en personne dans la salle ou participent \u00e0 distance en utilisant l'application Zoom.</p>\n<p data-HoCid=\"8133134\" data-originallang=\"en\">Voici quelques observations \u00e0 l'intention des t\u00e9moins et des membres du Comit\u00e9. Veuillez attendre que je vous d\u00e9signe nomm\u00e9ment avant de prendre la parole. Ceux qui participent par vid\u00e9oconf\u00e9rence cliquent sur l'ic\u00f4ne pr\u00e9vue pour activer leur micro et se mettent en sourdine lorsqu'ils ne parlent pas.</p>\n<p data-HoCid=\"8133135\" data-originallang=\"en\">Il y a un service d'interpr\u00e9tation. Ceux qui utilisent Zoom ont le choix, au bas de leur \u00e9cran, entre l'anglais et le fran\u00e7ais. Ceux qui sont dans la salle peuvent utiliser l'\u00e9couteur et choisir leur canal de pr\u00e9dilection. </p>\n<p data-HoCid=\"8133136\" data-originallang=\"en\">Bien que la salle soit \u00e9quip\u00e9e d'un syst\u00e8me audio puissant, il peut y avoir des r\u00e9troactions acoustiques, ce qui peut \u00eatre extr\u00eamement nocif pour les interpr\u00e8tes et entra\u00eener de graves l\u00e9sions. La cause la plus courante de ces r\u00e9troactions acoustiques est la trop grande proximit\u00e9 entre les \u00e9couteurs et un microphone. Nous demandons donc \u00e0 tous les participants de manipuler les \u00e9couteurs avec une grande prudence, surtout lorsque leur microphone ou celui de leur voisin est allum\u00e9. Afin de pr\u00e9venir les incidents et de prot\u00e9ger la sant\u00e9 auditive des interpr\u00e8tes, j'invite les participants \u00e0 utiliser le microphone branch\u00e9 \u00e0 leur casque d'\u00e9coute et \u00e0 \u00e9viter de manipuler les \u00e9couteurs en les pla\u00e7ant sur la table loin du microphone lorsqu'ils ne sont pas utilis\u00e9s.</p>\n<p data-HoCid=\"8133137\" data-originallang=\"en\">Je rappelle \u00e0 tous qu'il faut en tout temps s'adresser \u00e0 la pr\u00e9sidence.</p>\n<p data-HoCid=\"8133138\" data-originallang=\"en\">Les d\u00e9put\u00e9s pr\u00e9sents sur place qui veulent prendre la parole l\u00e8vent la main. Ceux qui participent par Zoom, utilisent la fonction \u00ab main lev\u00e9e \u00bb. Le greffier et moi allons g\u00e9rer l'ordre des interventions de notre mieux. Nous vous remercions de votre patience et de votre compr\u00e9hension \u00e0 cet \u00e9gard.</p>\n<p data-HoCid=\"8133139\" data-originallang=\"en\">Je souhaite maintenant la bienvenue aux t\u00e9moins qui sont l\u00e0 pour \u00e9clairer notre \u00e9tude des d\u00e9cisions relatives aux politiques et des forces du march\u00e9 qui ont entra\u00een\u00e9 l'augmentation des co\u00fbts li\u00e9s \u00e0 l'achat ou \u00e0 la location d'un logement au Canada.</p>\n<p data-HoCid=\"8133140\" data-originallang=\"en\">Nous accueillons l'honorable Chrystia Freeland, vice-premi\u00e8re ministre et ministre des Finances. </p>\n<p data-HoCid=\"8133141\" data-originallang=\"en\">Bienvenue, madame la ministre. Nous sommes heureux de vous accueillir. </p>\n<p data-HoCid=\"8133142\" data-originallang=\"en\">Nous accueillons \u00e9galement le sous-ministre des Finances, M. Chris Forbes. </p>\n<p data-HoCid=\"8133143\" data-originallang=\"en\"> Bienvenue, monsieur le sous-ministre.</p>\n<p data-HoCid=\"8133144\" data-originallang=\"en\">Ce sera d'abord la d\u00e9claration liminaire, apr\u00e8s quoi nous passerons aux questions des d\u00e9put\u00e9s.</p>"
            },
            "url": "/committees/finance/44-1/122/the-chair-1/",
            "politician_url": "/politicians/peter-fonseca/",
            "politician_membership_url": "/politicians/memberships/4321/",
            "procedural": false,
            "source_id": "12499346",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:05:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland (Deputy Prime Minister and Minister of Finance)",
                "fr": "L\u2019hon. Chrystia Freeland (vice-premi\u00e8re ministre et ministre des Finances)"
            },
            "content": {
                "en": "<p data-HoCid=\"8133145\" data-originallang=\"en\">Thank you very much.</p>\n<p data-HoCid=\"8133146\" data-originallang=\"fr\">Thank you, Mr. Chair.</p>\n<p data-HoCid=\"8133147\" data-originallang=\"fr\">It is my pleasure to appear before you and members of the committee to discuss the central priority for millions of Canadians today.</p>\n<p data-HoCid=\"8133148\" data-originallang=\"fr\">Housing is at the heart of our economic plan. We are building more homes, faster. We are making it easier for Canadians to buy a home. And we are supporting Canadians who rent or own their home.</p>\n<p data-HoCid=\"8133149\" data-originallang=\"en\">This fall we have taken further concrete action. We're lifting the GST on new rental construction to make it more affordable for builders to build. We have unlocked $20 billion in new low-cost financing to build up to 30,000 new rental apartments per year.</p>\n<p data-HoCid=\"8133150\" data-originallang=\"en\">The federal government owns more land than anyone else in Canada does. We're releasing more of it to build homes on, including 2,600 homes in Calgary, Edmonton, St. John's and Ottawa.</p>\n<p data-HoCid=\"8133151\" data-originallang=\"fr\">We have signed housing accelerator fund agreements with Quebec and 10 cities across Canada. And we're not done. These agreements will help slash the red tape which is preventing homes from being built in the first place\u2014and in exchange, we are providing them with $4 billion to build more than 100,000 new homes, faster.</p>\n<p data-HoCid=\"8133152\" data-originallang=\"fr\">And we have helped more than 300,000 Canadians save for their first down payment, tax-free, with the new tax-free first home savings account.</p>\n<p data-HoCid=\"8133153\" data-originallang=\"en\">In our fall economic statement, which I released just two weeks ago, we also introduced new funding and new measures that will build more homes and protect Canadians with mortgages. We're providing $15 billion in additional low-cost financing through the apartment construction loan program, which will help build 30,000 more rental homes for Canadians. We announced an additional $1 billion through the affordable housing fund, which will help non-profit, co-op and public housing providers to build more than 7,000 new homes.</p>\n<p data-HoCid=\"8133154\" data-originallang=\"en\">We're cracking down on short-term rentals listed on sites like Airbnb and Vrbo, which have been keeping tens of thousands of homes off the market, particularly in cities like Toronto, Vancouver and Montreal, where the housing challenge is most acute. We're helping to cut the red tape that prevents construction workers from moving across the country to build homes and we're also bringing to Canada more of the skilled trades workers that our construction sector needs.</p>\n<p data-HoCid=\"8133155\" data-originallang=\"fr\">In the fall economic statement, we also announced the creation of a new Canadian mortgage charter. This new charter details the relief that Canadians can expect from their banks if they are in financial difficulty. Our goal is to protect Canadians by making sure they have the support they need to afford their mortgages and keep their homes when renewing at a time of higher interest rates.</p>\n<p data-HoCid=\"8133156\" data-originallang=\"fr\">These measures, which were announced over the past three months alone, are only part of our overall economic plan.</p>\n<p data-HoCid=\"8133157\" data-originallang=\"fr\"> While our government has a real plan to build more homes across Canada, the <a data-HoCid=\"291215\" href=\"/politicians/pierre-poilievre/\" title=\"Pierre Poilievre\">Leader of the Opposition's</a> proposal would actually see fewer homes built across the country. He would put the tax back on rental construction. He would cut funding to cities that are trying to build more housing. He would also repeat the mistakes of the past by pulling the federal government out of homebuilding altogether.</p>\n<p data-HoCid=\"8133158\" data-originallang=\"fr\">That is exactly the opposite of what Canadians need right now. Our government has a plan, and we will keep working\u2014day after day, week after week, month after month and year after year\u2014to build the homes Canadians need, expect and deserve.</p>\n<p data-HoCid=\"8133159\" data-originallang=\"fr\">Thank you very much, Mr. Chair. </p>\n<p data-HoCid=\"8133160\" data-originallang=\"fr\">Thank you to the MPs on the committee. </p>\n<p data-HoCid=\"8133161\" data-originallang=\"fr\">Thank you, also, to your family members for particularly nice presents.</p>\n<p data-HoCid=\"8133162\" data-originallang=\"fr\">I am now happy to take your questions.</p>",
                "fr": "<p data-HoCid=\"8133145\" data-originallang=\"en\">Merci beaucoup.</p>\n<p data-HoCid=\"8133146\" data-originallang=\"fr\"> Merci, monsieur le pr\u00e9sident.</p>\n<p data-HoCid=\"8133147\" data-originallang=\"fr\">Je suis heureuse de me pr\u00e9senter devant vous et les membres du Comit\u00e9 pour discuter de la plus grande priorit\u00e9 de millions de Canadiennes et de Canadiens aujourd'hui.</p>\n<p data-HoCid=\"8133148\" data-originallang=\"fr\">Le logement est au c\u0153ur de notre plan \u00e9conomique. Nous construisons plus de logements, plus rapidement. Nous facilitons la t\u00e2che des Canadiennes et des Canadiens qui souhaitent acheter une propri\u00e9t\u00e9. Nous apportons un soutien aux locataires et aux propri\u00e9taires.</p>\n<p data-HoCid=\"8133149\" data-originallang=\"en\">Nous \u00e9liminons la TPS sur la construction de logements locatifs afin de rendre ces travaux plus abordables pour les constructeurs. Nous avons d\u00e9bloqu\u00e9 20 milliards de dollars en nouveau financement \u00e0 faible co\u00fbt pour pouvoir construire des logements locatifs suppl\u00e9mentaires, jusqu'\u00e0 concurrence de 30 000 par ann\u00e9e.</p>\n<p data-HoCid=\"8133150\" data-originallang=\"en\">Le gouvernement f\u00e9d\u00e9ral poss\u00e8de plus de terrains que quiconque au Canada. Nous allons donc en mettre un plus grand nombre \u00e0 disposition pour la construction de logements, notamment 2 600 logements \u00e0 Calgary, \u00e0 Edmonton, \u00e0 St. John\u2019s et \u00e0 Ottawa.</p>\n<p data-HoCid=\"8133151\" data-originallang=\"fr\">Dans le cadre du Fonds pour acc\u00e9l\u00e9rer la construction de logements, nous avons sign\u00e9 des ententes avec le Qu\u00e9bec et dix villes de tout le pays, et ce n'est pas fini. Ces ententes permettront de r\u00e9duire les formalit\u00e9s administratives qui emp\u00eachent la construction de logements. En \u00e9change, nous fournissons un financement de 4 milliards de dollars pour construire plus de 100 000 nouveaux logements, plus rapidement.</p>\n<p data-HoCid=\"8133152\" data-originallang=\"fr\">Nous avons \u00e9galement aid\u00e9 plus de 300 000 Canadiens \u00e0 \u00e9pargner pour leur premi\u00e8re mise de fonds, sans avoir \u00e0 payer d'imp\u00f4ts gr\u00e2ce au nouveau Compte d'\u00e9pargne libre d'imp\u00f4t pour l'achat d'une premi\u00e8re propri\u00e9t\u00e9.</p>\n<p data-HoCid=\"8133153\" data-originallang=\"en\">Dans notre \u00e9nonc\u00e9 \u00e9conomique de l\u2019automne, pr\u00e9sent\u00e9 il y a \u00e0 peine deux semaines, nous avons \u00e9galement annonc\u00e9 de nouveaux fonds et de nouvelles mesures qui permettront de construire plus de logements et de prot\u00e9ger les Canadiens qui ont un pr\u00eat hypoth\u00e9caire. Nous fournissons un financement suppl\u00e9mentaire \u00e0 faible co\u00fbt de 15 milliards de dollars dans le cadre du Programme de pr\u00eats pour la construction d\u2019appartements, pour appuyer la construction de 30 000 logements locatifs de plus pour les Canadiens. Nous avons annonc\u00e9 un investissement additionnel de 1 milliard de dollars dans le Fonds pour le logement abordable, qui appuiera les fournisseurs de logements sans but lucratif, de coop\u00e9ratives et de logements publics en vue de construire plus de 7 000 logements. </p>\n<p data-HoCid=\"8133154\" data-originallang=\"en\">Nous s\u00e9vissons contre les locations \u00e0 court terme affich\u00e9es sur des sites comme Airbnb et Vrbo, qui emp\u00eachent des dizaines de milliers de logements d\u2019\u00eatre mis en disponibilit\u00e9 sur le march\u00e9, en particulier dans des villes comme Toronto, Vancouver et Montr\u00e9al, o\u00f9 les probl\u00e8mes de logement sont les plus criants. Nous aidons \u00e0 all\u00e9ger les formalit\u00e9s administratives qui emp\u00eachent les travailleurs de la construction de se d\u00e9placer d\u2019un bout \u00e0 l\u2019autre du pays pour b\u00e2tir des logements, tout en faisant venir au Canada plus de travailleurs sp\u00e9cialis\u00e9s dont notre secteur de la construction a besoin. </p>\n<p data-HoCid=\"8133155\" data-originallang=\"fr\"> Dans l'\u00e9nonc\u00e9 \u00e9conomique de l'automne, nous avons \u00e9galement annonc\u00e9 la mise en place d'une nouvelle charte hypoth\u00e9caire canadienne. Cette nouvelle charte d\u00e9crit en d\u00e9tail l'all\u00e9gement auquel les personnes peuvent s'attendre de la part de leurs banques si elles \u00e9prouvent des difficult\u00e9s financi\u00e8res. Notre objectif est de prot\u00e9ger les Canadiennes et les Canadiens en veillant \u00e0 ce qu'ils disposent du soutien dont ils ont besoin pour payer leur hypoth\u00e8que et conserver leur logement lorsqu'ils renouvellent leur pr\u00eat \u00e0 un moment o\u00f9 les taux d'int\u00e9r\u00eat sont plus \u00e9lev\u00e9s.</p>\n<p data-HoCid=\"8133156\" data-originallang=\"fr\">Ces mesures, qui ont \u00e9t\u00e9 annonc\u00e9es au cours des trois derniers mois seulement, ne sont qu'une partie de notre plan \u00e9conomique global.</p>\n<p data-HoCid=\"8133157\" data-originallang=\"fr\"> Alors que le gouvernement a un v\u00e9ritable plan pour construire des logements un peu partout au Canada, le <a data-HoCid=\"291215\" href=\"/politicians/pierre-poilievre/\" title=\"Pierre Poilievre\">chef de l'opposition</a> propose de r\u00e9duire le nombre de logements construits. Il r\u00e9tablirait la taxe sur la construction de logements locatifs. Il r\u00e9duirait le financement accord\u00e9 aux villes qui essaient de construire des logements. Il r\u00e9p\u00e9terait aussi les erreurs du pass\u00e9 en retirant le gouvernement f\u00e9d\u00e9ral du domaine de la construction r\u00e9sidentielle.</p>\n<p data-HoCid=\"8133158\" data-originallang=\"fr\">C'est exactement le contraire de ce dont les Canadiens ont besoin maintenant. Le gouvernement a un plan. Et nous continuerons de travailler \u2014 jour apr\u00e8s jour, semaine apr\u00e8s semaine, mois apr\u00e8s mois et ann\u00e9e apr\u00e8s ann\u00e9e \u2014 pour construire les logements dont les Canadiens ont besoin, qu'ils attendent et auxquels ils ont droit.</p>\n<p data-HoCid=\"8133159\" data-originallang=\"fr\">Merci beaucoup, monsieur le pr\u00e9sident. </p>\n<p data-HoCid=\"8133160\" data-originallang=\"fr\">Je remercie les d\u00e9put\u00e9s qui si\u00e8gent au Comit\u00e9. </p>\n<p data-HoCid=\"8133161\" data-originallang=\"fr\">Je remercie \u00e9galement les membres de vos familles pour leurs beaux cadeaux.</p>\n<p data-HoCid=\"8133162\" data-originallang=\"fr\">C'est avec plaisir que je r\u00e9pondrai \u00e0 vos questions.</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-1/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12499349",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "The Chair",
                "fr": "Le pr\u00e9sident"
            },
            "content": {
                "en": "<p data-HoCid=\"8133163\" data-originallang=\"en\">Thank you, Minister Freeland.</p>\n<p data-HoCid=\"8133164\" data-originallang=\"en\">We are going to get into questions. </p>\n<p data-HoCid=\"8133165\" data-originallang=\"en\">In the first round, Minister, there are up to six minutes to ask questions for each party. </p>\n<p data-HoCid=\"8133166\" data-originallang=\"en\">We are starting with MP Hallan for six minutes.</p>",
                "fr": "<p data-HoCid=\"8133163\" data-originallang=\"en\">Merci, madame la ministre.</p>\n<p data-HoCid=\"8133164\" data-originallang=\"en\">Passons aux questions. </p>\n<p data-HoCid=\"8133165\" data-originallang=\"en\">Au premier tour, madame la ministre, chaque parti dispose de six minutes pour poser des questions. </p>\n<p data-HoCid=\"8133166\" data-originallang=\"en\">Nous allons commencer par M. Hallan. Six minutes.</p>"
            },
            "url": "/committees/finance/44-1/122/the-chair-2/",
            "politician_url": "/politicians/peter-fonseca/",
            "politician_membership_url": "/politicians/memberships/4321/",
            "procedural": true,
            "source_id": "12499352",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan (Calgary Forest Lawn, CPC)",
                "fr": "M. Jasraj Singh Hallan (Calgary Forest Lawn, PCC)"
            },
            "content": {
                "en": "<p data-HoCid=\"8133167\" data-originallang=\"en\">Thank you, Mr. Chair.</p>\n<p data-HoCid=\"8133168\" data-originallang=\"en\">Minister, have you seen our common-sense Conservative <a data-HoCid=\"291215\" href=\"/politicians/pierre-poilievre/\" title=\"Pierre Poilievre\">leader's</a> brilliant 15-minute documentary on the housing hell in Canada, which has been viewed over four million times?</p>",
                "fr": "<p data-HoCid=\"8133167\" data-originallang=\"en\">Merci, monsieur le pr\u00e9sident.</p>\n<p data-HoCid=\"8133168\" data-originallang=\"en\">Madame la ministre, avez-vous vu le documentaire brillant et \u00e9minemment sens\u00e9 du <a data-HoCid=\"291215\" href=\"/politicians/pierre-poilievre/\" title=\"Pierre Poilievre\">chef</a> conservateur? Il d\u00e9crit en 15 minutes l'enfer qu'est devenu le march\u00e9 du logement au Canada. Le documentaire a \u00e9t\u00e9 vu plus de quatre millions de fois.</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-1/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12499353",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland",
                "fr": "L\u2019hon. Chrystia Freeland"
            },
            "content": {
                "en": "<p data-HoCid=\"8133169\" data-originallang=\"en\">I am certainly familiar with the Conservative scheme on housing. I haven't watched the video itself. </p>\n<p data-HoCid=\"8133170\" data-originallang=\"en\">I would point out that there is\u2014</p>",
                "fr": "<p data-HoCid=\"8133169\" data-originallang=\"en\">Je connais bien le programme conservateur en mati\u00e8re de logement. Je n'ai pas regard\u00e9 la vid\u00e9o elle-m\u00eame. </p>\n<p data-HoCid=\"8133170\" data-originallang=\"en\">Je signale qu'il y a...</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-2/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12499354",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133171\" data-originallang=\"en\">Okay. </p>\n<p data-HoCid=\"8133172\" data-originallang=\"en\">I would strongly encourage you to watch it. It's a common-sense Conservative plan on how to build more homes, not more bureaucracy. Also, while you're at it, share and subscribe, so others can see a common-sense Conservative plan on how to get housing fixed as well.</p>",
                "fr": "<p data-HoCid=\"8133171\" data-originallang=\"en\">D'accord. </p>\n<p data-HoCid=\"8133172\" data-originallang=\"en\">Je vous exhorte \u00e0 la regarder. C'est un plan sens\u00e9 des conservateurs sur la fa\u00e7on de construire plus de logements au lieu d'alourdir la bureaucratie. De plus, pendant que vous y \u00eates, partagez la vid\u00e9o et souscrivez, afin que d'autres puissent voir un plan conservateur sens\u00e9 qui vise \u00e0 r\u00e9gler le probl\u00e8me du logement \u00e9galement.</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-2/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12499355",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland",
                "fr": "L\u2019hon. Chrystia Freeland"
            },
            "content": {
                "en": "<p data-HoCid=\"8133173\" data-originallang=\"en\">I'm happy to comment on the Conservative scheme today. In fact, I'd be very happy to.</p>",
                "fr": "<p data-HoCid=\"8133173\" data-originallang=\"en\">Je me ferai un plaisir de parler du plan conservateur aujourd'hui m\u00eame. En fait, j'en serais tr\u00e8s heureuse.</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-3/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12499357",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133174\" data-originallang=\"en\">Minister, your government's housing agency, CMHC, says that 3.5 million additional homes need to be built in Canada by 2030 to restore housing affordability. The head of your housing agency\u2014the same one\u2014said two days ago at the Senate finance committee that your government has no plan to reach that number. In fact, in this committee, that same agency\u2014your housing agency\u2014said this target is not attainable under current conditions because of high interest rates and higher costs caused by your government. In other words, your own housing agency has no faith in you or your government. </p>\n<p data-HoCid=\"8133175\" data-originallang=\"en\">If your own housing agency has no faith in you, why should Canadians?</p>",
                "fr": "<p data-HoCid=\"8133174\" data-originallang=\"en\">Madame la ministre, l'organisme de votre gouvernement charg\u00e9 du logement, la SCHL, affirme qu'il faut construire 3,5 millions de logements de plus au Canada d'ici 2030 si vous voulons que le logement redevienne abordable. Il y a deux jours, au Comit\u00e9 s\u00e9natorial des finances nationales, le pr\u00e9sident de ce m\u00eame organisme a dit que votre gouvernement n'avait pas l'intention d'atteindre ce chiffre. En fait, \u00e0 ce comit\u00e9\u2011ci, ce m\u00eame organisme, le v\u00f4tre, charg\u00e9 du logement a d\u00e9clar\u00e9 que cet objectif n'\u00e9tait pas r\u00e9alisable dans les conditions actuelles \u00e0 cause des taux d'int\u00e9r\u00eat \u00e9lev\u00e9s et de la hausse des co\u00fbts provoqu\u00e9e par votre gouvernement. Autrement dit, votre propre organisme n'a aucune confiance en vous ou en votre gouvernement. </p>\n<p data-HoCid=\"8133175\" data-originallang=\"en\">Si votre propre organisme charg\u00e9 de l'habitation ne vous fait pas confiance, pourquoi les Canadiens le devraient-ils?</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-3/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12499367",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland",
                "fr": "L\u2019hon. Chrystia Freeland"
            },
            "content": {
                "en": "<p data-HoCid=\"8133176\" data-originallang=\"en\">Thank you for the question, Mr. Hallan.</p>\n<p data-HoCid=\"8133177\" data-originallang=\"en\">You asked me to comment on the Conservative scheme for housing, so let me do so.</p>",
                "fr": "<p data-HoCid=\"8133176\" data-originallang=\"en\">Merci de la question, monsieur Hallan.</p>\n<p data-HoCid=\"8133177\" data-originallang=\"en\">Vous m'avez demand\u00e9 de commenter le plan conservateur en mati\u00e8re de logement. Je vais donc le faire.</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-4/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12499369",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133178\" data-originallang=\"en\">I didn't ask you to comment on that.</p>",
                "fr": "<p data-HoCid=\"8133178\" data-originallang=\"en\">Je ne vous l'ai pas demand\u00e9.</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-4/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12503565",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland",
                "fr": "L\u2019hon. Chrystia Freeland"
            },
            "content": {
                "en": "<p data-HoCid=\"8133179\" data-originallang=\"en\">You, in fact, invited me to, so let me comment.</p>",
                "fr": "<p data-HoCid=\"8133179\" data-originallang=\"en\">C'est vous, en fait, qui m'avez invit\u00e9e \u00e0 le faire. Permettez-moi donc de faire un commentaire.</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-5/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12503566",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133180\" data-originallang=\"en\">I'd like to hear an answer about\u2014</p>",
                "fr": "<p data-HoCid=\"8133180\" data-originallang=\"en\">Je voudrais avoir une r\u00e9ponse sur...</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-5/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12503578",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Hon. Chrystia Freeland",
                "fr": "L\u2019hon. Chrystia Freeland"
            },
            "content": {
                "en": "<p data-HoCid=\"8133181\" data-originallang=\"en\">First of all, I would point out\u2014</p>",
                "fr": "<p data-HoCid=\"8133181\" data-originallang=\"en\">Tout d'abord, je tiens \u00e0 souligner...</p>"
            },
            "url": "/committees/finance/44-1/122/chrystia-freeland-6/",
            "politician_url": "/politicians/chrystia-freeland/",
            "politician_membership_url": "/politicians/memberships/4261/",
            "procedural": false,
            "source_id": "12503580",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Yvan Baker (Etobicoke Centre, Lib.)",
                "fr": "M. Yvan Baker (Etobicoke-Centre, Lib.)"
            },
            "content": {
                "en": "<p data-HoCid=\"8133182\" data-originallang=\"en\">I have a point of order.</p>",
                "fr": "<p data-HoCid=\"8133182\" data-originallang=\"en\">J'invoque le R\u00e8glement.</p>"
            },
            "url": "/committees/finance/44-1/122/yvan-baker-1/",
            "politician_url": "/politicians/yvan-baker/",
            "politician_membership_url": "/politicians/memberships/4532/",
            "procedural": false,
            "source_id": "12503617",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "The Chair",
                "fr": "Le pr\u00e9sident"
            },
            "content": {
                "en": "<p data-HoCid=\"8133183\" data-originallang=\"en\">Go ahead on a point of order.</p>",
                "fr": "<p data-HoCid=\"8133183\" data-originallang=\"en\">Vous le pouvez.</p>"
            },
            "url": "/committees/finance/44-1/122/the-chair-3/",
            "politician_url": "/politicians/peter-fonseca/",
            "politician_membership_url": "/politicians/memberships/4321/",
            "procedural": true,
            "source_id": "12499371",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Yvan Baker",
                "fr": "M. Yvan Baker"
            },
            "content": {
                "en": "<p data-HoCid=\"8133184\" data-originallang=\"en\">Mr. Hallan, as he does every time the minister comes, asks the question or makes a statement, then refuses to allow the minister to answer. </p>\n<p data-HoCid=\"8133185\" data-originallang=\"en\">Mr. Chair, I would ask\u2014</p>",
                "fr": "<p data-HoCid=\"8133184\" data-originallang=\"en\">M. Hallan, comme il le fait chaque fois que la ministre compara\u00eet, pose une question ou fait une d\u00e9claration, puis refuse de laisser la ministre r\u00e9pondre. </p>\n<p data-HoCid=\"8133185\" data-originallang=\"en\">Monsieur le pr\u00e9sident, je demande...</p>"
            },
            "url": "/committees/finance/44-1/122/yvan-baker-2/",
            "politician_url": "/politicians/yvan-baker/",
            "politician_membership_url": "/politicians/memberships/4532/",
            "procedural": false,
            "source_id": "12499372",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133186\" data-originallang=\"en\">I did not ask about\u2014</p>",
                "fr": "<p data-HoCid=\"8133186\" data-originallang=\"en\">Je n'ai pas pos\u00e9 de question sur...</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-6/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12503632",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Yvan Baker",
                "fr": "M. Yvan Baker"
            },
            "content": {
                "en": "<p data-HoCid=\"8133187\" data-originallang=\"en\">\u2014that we allow the minister to answer the questions, out of respect for the minister and the other members\u2014</p>",
                "fr": "<p data-HoCid=\"8133187\" data-originallang=\"en\">... que nous permettions \u00e0 la ministre de r\u00e9pondre aux questions, par respect pour elle et les autres d\u00e9put\u00e9s...</p>"
            },
            "url": "/committees/finance/44-1/122/yvan-baker-3/",
            "politician_url": "/politicians/yvan-baker/",
            "politician_membership_url": "/politicians/memberships/4532/",
            "procedural": false,
            "source_id": "12503634",
            "document_url": "/committees/finance/44-1/122/"
        },
        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Jasraj Singh Hallan",
                "fr": "M. Jasraj Singh Hallan"
            },
            "content": {
                "en": "<p data-HoCid=\"8133188\" data-originallang=\"en\">My question was not about the documentary.</p>",
                "fr": "<p data-HoCid=\"8133188\" data-originallang=\"en\">Ma question ne portait pas sur le documentaire.</p>"
            },
            "url": "/committees/finance/44-1/122/jasraj-singh-hallan-7/",
            "politician_url": "/politicians/jasraj-singh-hallan/",
            "politician_membership_url": "/politicians/memberships/4563/",
            "procedural": false,
            "source_id": "12503644",
            "document_url": "/committees/finance/44-1/122/"
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        {
            "time": "2023-12-07 11:10:00",
            "attribution": {
                "en": "Mr. Yvan Baker",
                "fr": "M. Yvan Baker"
            },
            "content": {
                "en": "<p data-HoCid=\"8133189\" data-originallang=\"en\">\u2014of the committee, and for the folks at home who are watching and would like to hear the answers.</p>",
                "fr": "<p data-HoCid=\"8133189\" data-originallang=\"en\">... du Comit\u00e9 et pour ceux qui nous regardent et qui aimeraient entendre les r\u00e9ponses.</p>"
            },
            "url": "/committees/finance/44-1/122/yvan-baker-4/",
            "politician_url": "/politicians/yvan-baker/",
            "politician_membership_url": "/politicians/memberships/4532/",
            "procedural": false,
            "source_id": "12503653",
            "document_url": "/committees/finance/44-1/122/"
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