Mr. Speaker, of course, I would advise any senior or individual here in Canada to seek financial advice on how they manage their affairs. With Bill C-12, we want to ensure that for the literally hundreds of thousands of seniors who may have been affected by any sort of clawback on their GIS, the income they received from CERB and other benefits is not included in their taxable income for determination of benefits going forward.
\nFor an individual in Canada, it is correct that if they pull money out of their RRSP, it is taxable income and they would pay taxes on it. When we make an RRSP contribution, we receive a nice deduction for it, and I encourage Canadians to make an RRSP contribution if they have the ability to do so.
\nAll individual cases should be looked at by the member and should be brought to the attention of the minister and the parliamentary secretary.
", "fr": "Monsieur le Pr\u00e9sident, je conseillerais \u00e9videmment \u00e0 n\u2019importe quel a\u00een\u00e9 ou \u00e0 tout autre Canadien de s\u2019adresser \u00e0 un conseiller financier pour savoir comment g\u00e9rer ses affaires. Avec le projet de loi C\u201112, nous voulons nous assurer que les centaines de milliers d\u2019a\u00een\u00e9s susceptibles d\u2019avoir \u00e9t\u00e9 touch\u00e9s par la mesure de r\u00e9cup\u00e9ration fiscale \u00e0 m\u00eame leurs prestations du Suppl\u00e9ment de revenu garanti ne verront pas les montants qu\u2019ils ont per\u00e7us au titre de la PCU et d\u2019autres prestations s\u2019ajouter \u00e0 leur revenu imposable aux fins de d\u00e9termination des prestations futures.
\nDans le cas d\u2019un particulier canadien, c\u2019est vrai que s\u2019il retire de l\u2019argent de son REER, ce montant est consid\u00e9r\u00e9 comme un revenu imposable et il devra payer de l\u2019imp\u00f4t. Lorsque nous cotisons \u00e0 un REER, nous recevons une d\u00e9duction fiscale int\u00e9ressante. J\u2019encourage tous les Canadiens \u00e0 cotiser \u00e0 un REER s\u2019ils ont la capacit\u00e9 de le faire.
\nLa d\u00e9put\u00e9e devrait examiner tous les cas individuels et les porter \u00e0 l\u2019attention de la ministre et du secr\u00e9taire parlementaire.
"}, "url": "/debates/2022/2/15/francesco-sorbara-3/", "politician_url": "/politicians/francesco-sorbara/", "politician_membership_url": "/politicians/memberships/4226/", "procedural": false, "source_id": "11524722", "h1": {"en": "Government Orders", "fr": "Ordres \u00e9manant du gouvernement"}, "h2": {"en": "Government Business No. 7\u2014Proceedings on Bill C-12", "fr": "L'affaire \u00e9manant du gouvernement no 7 \u2014 Les d\u00e9lib\u00e9rations sur le projet de loi C-12"}, "document_url": "/debates/2022/2/15/", "related": {"document_speeches_url": "/speeches/?document=%2Fdebates%2F2022%2F2%2F15%2F"}}