This is a single
speech (house debate) resource
from the openparliament.ca API. If you’re new here, you might want to look at the documentation. If API and JSON are gibberish to you, you’re better off at our main site.
This is a single
speech (house debate) resource
from the openparliament.ca API. If you’re new here, you might want to look at the documentation. If API and JSON are gibberish to you, you’re better off at our main site.
{
"time": "2019-06-04 13:35:00",
"attribution": {
"en": "Mr. Todd Doherty",
"fr": "M. Todd Doherty"
},
"content": {
"en": "<p data-HoCid=\"5964132\" data-originallang=\"en\">Mr. Speaker, what we have seen with the B-20 stress test is that it is forcing new homebuyers, some first-time buyers and millennials, to alternative lending institutions, which, of course, as we know, have higher interest rates. This is actually putting those millennials, the very same people the government says it wants to protect, at more of a disadvantage. We are also seeing that it impacts Canadians in rural communities the most. We are also seeing that if they are being denied a home, they are actually taking some of those funds they were going to put into home ownership and are buying higher-valued vehicles. They are still finding a way to spend that money, just not on home ownership, which is actually putting the Canadian market and Canadians at a further disadvantage. </p>\n<p data-HoCid=\"5964133\" data-originallang=\"en\">The government has not thought this through, and it is having a detrimental effect on the industry. </p>",
"fr": "<p data-HoCid=\"5964132\" data-originallang=\"en\">Monsieur le Pr\u00e9sident, nous avons constat\u00e9 que la simulation de crise pr\u00e9vue dans la ligne directrice B-20 force les acheteurs de nouvelles maisons, certains acheteurs d\u2019une premi\u00e8re maison et des mill\u00e9nariaux, \u00e0 s\u2019adresser \u00e0 d\u2019autres institutions pr\u00eateuses qui, bien s\u00fbr, comme nous le savons, pratiquent des taux d\u2019int\u00e9r\u00eat plus \u00e9lev\u00e9s. En r\u00e9alit\u00e9, cette mesure nuit davantage aux mill\u00e9nariaux, ceux-l\u00e0 m\u00eames que le gouvernement dit vouloir prot\u00e9ger. Nous constatons aussi que les Canadiens qui vivent en milieu rural sont les plus touch\u00e9s. Nous constatons aussi que, s\u2019ils se voient refuser l\u2019acc\u00e8s \u00e0 une maison, ils prennent une partie de ces fonds qu\u2019ils allaient investir dans une propri\u00e9t\u00e9 pour acheter des v\u00e9hicules plus co\u00fbteux. Ils trouvent une autre fa\u00e7on de d\u00e9penser cet argent, mais pas pour acc\u00e9der \u00e0 la propri\u00e9t\u00e9, ce qui nuit davantage au march\u00e9 canadien et aux Canadiens.</p>\n<p data-HoCid=\"5964133\" data-originallang=\"en\">Le gouvernement n\u2019a pas m\u00fbrement r\u00e9fl\u00e9chi \u00e0 cette question et cela a un effet n\u00e9faste sur le secteur.</p>"
},
"url": "/debates/2019/6/4/todd-doherty-3/",
"politician_url": "/politicians/todd-doherty/",
"politician_membership_url": "/politicians/memberships/4225/",
"procedural": false,
"source_id": "10676218",
"h1": {
"en": "Government Orders",
"fr": "Ordres \u00e9manant du gouvernement"
},
"h2": {
"en": "Budget Implementation Act, 2019, No. 1",
"fr": "Loi no 1 d'ex\u00e9cution du budget de 2019"
},
"h3": {
"en": "Report Stage",
"fr": "\u00c9tape du rapport"
},
"document_url": "/debates/2019/6/4/",
"related": {
"document_speeches_url": "/speeches/?document=%2Fdebates%2F2019%2F6%2F4%2F"
}
}