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{
    "time": "2012-02-03 10:55:00",
    "attribution": {
        "en": "Mr. Robert Chisholm",
        "fr": ""
    },
    "content": {
        "en": "<p data-HoCid=\"2673812\" data-originallang=\"en\">Madam Speaker, in my remarks I tried to address where we needed to focus some attention, and that was in regard to consumer protection.</p>\n<p data-HoCid=\"2673813\" data-originallang=\"en\">I underlined how financial institutions are continuing to gouge their clients with increases in user fees and banking charges. We pay a charge for putting money in, we pay a charge for pulling it out, and we pay a charge for thinking about doing either of the two. I think I pay a charge every time I take my credit card out of my wallet, without even using it. It is that kind of foolishness we have to get a handle on. </p>\n<p data-HoCid=\"2673814\" data-originallang=\"en\">We have talked about the need to address fees and interest rates that are being charged on credit cards. There is an opportunity to do that in this bill, an opportunity that the government has so far avoided. We will work at committee to try to deal with that so we can finally bring in some protection of credit card holders to stop the abuse they are receiving from financial institutions.</p>",
        "fr": "<p data-HoCid=\"2673812\" data-originallang=\"en\">Madame la Pr\u00e9sidente, dans mon intervention, j'ai essay\u00e9 d'aborder les secteurs sur lesquels nous devons nous pencher en lien avec la protection des consommateurs.</p>\n<p data-HoCid=\"2673813\" data-originallang=\"en\">J'ai soulign\u00e9 le fait que les institutions financi\u00e8res continuent d'extorquer de l'argent \u00e0 leurs clients en augmentant les frais d'utilisation et les frais bancaires. Nous payons pour d\u00e9poser de l'argent, retirer de l'argent et m\u00eame penser \u00e0 faire l'un ou l'autre. Je pense que je paie des frais chaque fois que je sors ma carte de cr\u00e9dit de mon portefeuille, m\u00eame si je ne l'utilise pas. C'est le genre d'absurdit\u00e9 que nous devons prendre en main. </p>\n<p data-HoCid=\"2673814\" data-originallang=\"en\">Nous avons discut\u00e9 de la n\u00e9cessit\u00e9 de r\u00e9gler le probl\u00e8me des frais et des taux d'int\u00e9r\u00eat exig\u00e9s par les \u00e9metteurs de cartes de cr\u00e9dit. Nous avons l'occasion de le faire dans le cadre de ce projet de loi, occasion que le gouvernement a \u00e9vit\u00e9e jusqu'\u00e0 pr\u00e9sent. Nous examinerons la question en comit\u00e9 pour tenter de trouver une solution afin de pouvoir enfin offrir une certaine protection aux d\u00e9tenteurs de cartes de cr\u00e9dit et de mettre un frein aux abus qu'ils subissent de la part des institutions financi\u00e8res.</p>"
    },
    "url": "/debates/2012/2/3/robert-chisholm-5/",
    "politician_url": "/politicians/robert-chisholm/",
    "politician_membership_url": "/politicians/memberships/4041/",
    "procedural": false,
    "source_id": "6485995",
    "h1": {
        "en": "Government Orders",
        "fr": ""
    },
    "h2": {
        "en": "Financial System Review Act",
        "fr": ""
    },
    "document_url": "/debates/2012/2/3/",
    "related": {
        "document_speeches_url": "/speeches/?document=%2Fdebates%2F2012%2F2%2F3%2F"
    }
}