Speech (House debate)

{
    "time": "2009-04-23 10:45:00",
    "attribution": {
        "en": "Mr. Paul Szabo (Mississauga South, Lib.)",
        "fr": ""
    },
    "content": {
        "en": "<p data-HoCid=\"1419828\" data-originallang=\"en\">Mr. Speaker, the issue of the spread in rates between what is charged by credit card companies and what the other traditional rates would be has been mentioned a couple of times now. </p>\n<p data-HoCid=\"1419829\" data-originallang=\"en\">The member may very well remember that when a credit card was used many years ago, the merchant pulled out a pad of onion skin paper and flipped through the many columns of defaulted cards, and the costs had to be borne. The member would probably concede that there are some mitigating explanations. </p>\n<p data-HoCid=\"1419830\" data-originallang=\"en\">I want to ask a question about one other feature of credit cards. If we are to address consumer spending and fairness, the member knows that credit card companies do not permit merchants to give cash discounts. In my view that is part of the problem, as the member said, of hooking people to credit card usage. There appears to be some latitude here. </p>\n<p data-HoCid=\"1419831\" data-originallang=\"en\">People want to spend what they can afford to spend. To get a discount on the price for a cash payment would also be an interesting proposition to look at to amend the regime under which credit cards operate.</p>",
        "fr": "<p data-HoCid=\"1419828\" data-originallang=\"en\">Monsieur le Pr\u00e9sident, l\u2019\u00e9cart qui existe entre le taux d\u2019int\u00e9r\u00eat des soci\u00e9t\u00e9s \u00e9mettrices de cartes de cr\u00e9dit et les autres taux plus classiques a d\u00e9j\u00e0 \u00e9t\u00e9 signal\u00e9 une ou deux fois. </p>\n<p data-HoCid=\"1419829\" data-originallang=\"en\"> Le d\u00e9put\u00e9 se souvient peut-\u00eatre tr\u00e8s bien de l\u2019\u00e9poque lointaine o\u00f9, lorsqu\u2019on se servait d\u2019une carte de cr\u00e9dit, le marchand sortait un carnet de papier pelure et faisait une v\u00e9rification dans les nombreuses colonnes de num\u00e9ros de cartes en d\u00e9faut de paiement. Il fallait bien assumer ces co\u00fbts. Le d\u00e9put\u00e9 admettra probablement qu\u2019il y a des explications qui att\u00e9nuent la gravit\u00e9 du probl\u00e8me. </p>\n<p data-HoCid=\"1419830\" data-originallang=\"en\"> J\u2019ai une question \u00e0 poser \u00e0 propos d\u2019une autre caract\u00e9ristique des cartes de cr\u00e9dit. Si nous nous pr\u00e9occupons des d\u00e9penses des consommateurs et de l\u2019\u00e9quit\u00e9, il faut dire que, comme le d\u00e9put\u00e9 le sait, les soci\u00e9t\u00e9s \u00e9mettrices interdisent aux marchands d\u2019accorder des r\u00e9ductions aux clients qui paient en liquide. \u00c0 mon avis, c\u2019est l\u00e0 un \u00e9l\u00e9ment du probl\u00e8me dont parle le d\u00e9put\u00e9, soit l\u2019accoutumance \u00e0 la carte de cr\u00e9dit. Il semble exister une certaine latitude de ce c\u00f4t\u00e9. </p>\n<p data-HoCid=\"1419831\" data-originallang=\"en\"> Les consommateurs veulent d\u00e9penser selon leurs moyens. Obtenir des rabais lorsqu\u2019on paie comptant est une proposition int\u00e9ressante si nous voulons modifier le fonctionnement du syst\u00e8me des cartes de cr\u00e9dit. </p>"
    },
    "url": "/debates/2009/4/23/paul-szabo-5/",
    "politician_url": "/politicians/paul-szabo/",
    "politician_membership_url": "/politicians/memberships/3198/",
    "procedural": false,
    "source_id": "2713845",
    "h1": {
        "en": "Government Orders",
        "fr": ""
    },
    "h2": {
        "en": "Business of Supply",
        "fr": ""
    },
    "h3": {
        "en": "Opposition Motion--Finance",
        "fr": ""
    },
    "document_url": "/debates/2009/4/23/",
    "related": {
        "document_speeches_url": "/speeches/?document=%2Fdebates%2F2009%2F4%2F23%2F"
    }
}