{"time": "2020-02-05 17:50:00", "attribution": {"en": "Mr. Michael Cooper (St. Albert\u2014Edmonton, CPC)", "fr": "M. Michael Cooper (St. Albert\u2014Edmonton, PCC)"}, "content": {"en": "<p data-HoCid=\"6048033\" data-originallang=\"en\">Thank you, Mr. Chair, and thank you to the witnesses. </p>\n<p data-HoCid=\"6048034\" data-originallang=\"en\">I'm going to direct my questions to Mr. Taylor from Mortgage Professionals Canada. I think everyone agrees that first-time homebuyers have been inordinately impacted by the mortgage stress test, yet is it fair to say that first-time homebuyers are among a group of borrowers who are quite reliable? These are low-risk borrowers.</p>", "fr": "<p data-HoCid=\"6048033\" data-originallang=\"en\">Merci, monsieur le pr\u00e9sident, et merci \u00e0 nos t\u00e9moins.</p>\n<p data-HoCid=\"6048034\" data-originallang=\"en\">Je vais adresser mes questions \u00e0 M. Taylor de Professionnels hypoth\u00e9caires du Canada. Je pense que tout le monde convient que les personnes qui ach\u00e8tent leur premi\u00e8re maison ont \u00e9t\u00e9 infiniment touch\u00e9es par la simulation de crise hypoth\u00e9caire, mais est-il juste de dire qu\u2019elles repr\u00e9sentent un groupe d\u2019emprunteurs assez fiables? Il s\u2019agit d\u2019emprunteurs \u00e0 faible risque. </p>"}, "url": "/committees/finance/43-1/5/michael-cooper-1/", "politician_url": "/politicians/michael-cooper/", "politician_membership_url": "/politicians/memberships/4382/", "procedural": false, "source_id": "10749436", "document_url": "/committees/finance/43-1/5/", "related": {"document_speeches_url": "/speeches/?document=%2Fcommittees%2Ffinance%2F43-1%2F5%2F"}}