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This is a single
speech (committee meeting) resource
from the openparliament.ca API. If you’re new here, you might want to look at the documentation. If API and JSON are gibberish to you, you’re better off at our main site.
{
"time": "2016-11-17 17:40:00",
"attribution": {
"en": "Ms. Jessica Kerr (Director General, Canada Education Savings Program, Department of Employment and Social Development)",
"fr": "Mme Jessica Kerr (directrice g\u00e9n\u00e9rale, Programme canadien pour l'\u00e9pargne-\u00e9tudes, minist\u00e8re de l'Emploi et du D\u00e9veloppement social)"
},
"content": {
"en": "<p data-HoCid=\"4662483\" data-originallang=\"en\"> Canadians use RESPs, registered education savings plans, to save for the post-secondary education of their children. The RESP savings grow tax-free until the child is enrolled in a post-secondary education institution and can pay for part-time or full-time studies. </p>\n<p data-HoCid=\"4662484\" data-originallang=\"en\">The Government of Canada administers two education savings incentives linked to RESPs. </p>\n<p data-HoCid=\"4662485\" data-originallang=\"en\">There is the Canada education savings grant, which consists of a 20% grant on the first $2,500 in annual contributions and an additional grant amount of 10% or 20% for low- and middle-income families. </p>\n<p data-HoCid=\"4662486\" data-originallang=\"en\">Then we have the Canada learning bond, which is available for children in low-income families who were born after 2004. It's a maximum of $2,000, with no personal contributions required. </p>\n<p data-HoCid=\"4662487\" data-originallang=\"en\">Until June 2016, the CLB was payable for a beneficiary who receives the national child benefit supplement, the NCBS. The NCBS was based in part on the number of qualified children in a family and the adjusted family income. With the introduction of the CCB, the Canada child benefit, which replaced, among other benefits, the NCBS, an amendment to the eligibility requirement for the CLB is required.</p>\n<p data-HoCid=\"4662488\" data-originallang=\"en\">The new eligibility requirements are very similar to those of the NCBS. More specifically, the new eligibility requirement is based also on the number of children in a qualified family as well as on the adjusted family income. </p>\n<p data-HoCid=\"4662489\" data-originallang=\"en\">In support of this change, the Canada Education Savings Act is being amended to include the replacement of the term \u201cchild tax benefit\u201d with \u201cCanada child benefit\u201d.</p>",
"fr": "<p data-HoCid=\"4662483\" data-originallang=\"en\">Les Canadiens utilisent les REEE, les r\u00e9gimes enregistr\u00e9s d'\u00e9pargne-\u00e9tudes, afin d'\u00e9pargner de l'argent destin\u00e9 \u00e0 l'\u00e9ducation postsecondaire de leurs enfants. Les \u00e9pargnes du REEE fructifient \u00e0 l'abri de l'imp\u00f4t jusqu'\u00e0 ce que l'enfant soit inscrit dans un \u00e9tablissement d'\u00e9ducation postsecondaire et paie ses \u00e9tudes \u00e0 temps partiel ou \u00e0 temps plein. </p>\n<p data-HoCid=\"4662484\" data-originallang=\"en\">Le gouvernement du Canada administre deux mesures d'incitation de l'\u00e9pargne-\u00e9tudes li\u00e9es aux REEE.</p>\n<p data-HoCid=\"4662485\" data-originallang=\"en\">Nous avons la Subvention canadienne pour l'\u00e9pargne-\u00e9tudes, qui comprend une subvention de 20 % sur la premi\u00e8re tranche de 2 500 $ en contributions annuelles et une subvention suppl\u00e9mentaire de 10 % ou 20 % pour les familles \u00e0 faible et \u00e0 moyen revenu.</p>\n<p data-HoCid=\"4662486\" data-originallang=\"en\">Nous avons ensuite le Bon d'\u00e9tudes canadien, accessible aux enfants de familles \u00e0 faible revenu n\u00e9s apr\u00e8s 2004. Il s'agit d'une somme maximale de 2 000 $, sans aucune contribution personnelle requise.</p>\n<p data-HoCid=\"4662487\" data-originallang=\"en\">Avant juin 2016, le BEC pouvait \u00eatre vers\u00e9 \u00e0 un titulaire du suppl\u00e9ment de la prestation nationale pour enfants, le SPNE. Le SPNE \u00e9tait fond\u00e9 en partie sur le nombre d'enfants qualifi\u00e9s dans une famille et le revenu familial rajust\u00e9. Avec l'introduction de l'ACE, l'allocation canadienne pour enfants, qui a remplac\u00e9, entre autres prestations, le SPNE, il est n\u00e9cessaire d'avoir une modification de l'exigence en mati\u00e8re d'admissibilit\u00e9 pour le BEC.</p>\n<p data-HoCid=\"4662488\" data-originallang=\"en\">Les nouvelles exigences en mati\u00e8re d'admissibilit\u00e9 sont tr\u00e8s similaires \u00e0 celles du SPNE. Plus pr\u00e9cis\u00e9ment, la nouvelle exigence en mati\u00e8re d'admissibilit\u00e9 est aussi fond\u00e9e sur le nombre d'enfants dans une famille qualifi\u00e9e de m\u00eame que sur le revenu familial rajust\u00e9.</p>\n<p data-HoCid=\"4662489\" data-originallang=\"en\">En soutien \u00e0 ce changement, la Loi canadienne sur l'\u00e9pargne-\u00e9tudes est modifi\u00e9e pour comprendre le remplacement de l'expression \u00ab prestation fiscale pour enfants \u00bb par \u00ab allocation canadienne pour enfants \u00bb.</p>"
},
"url": "/committees/finance/42-1/58/jessica-kerr-1/",
"politician_url": null,
"politician_membership_url": null,
"procedural": false,
"source_id": "9243004",
"document_url": "/committees/finance/42-1/58/",
"related": {
"document_speeches_url": "/speeches/?document=%2Fcommittees%2Ffinance%2F42-1%2F58%2F"
}
}